@font-face{font-family:Playfair Display;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/playfair-display-latin-400-normal.woff2)format("woff2")}@font-face{font-family:Playfair Display;font-style:italic;font-weight:400;font-display:swap;src:url(/fonts/playfair-display-latin-400-italic.woff2)format("woff2")}@font-face{font-family:Playfair Display;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/playfair-display-latin-500-normal.woff2)format("woff2")}@font-face{font-family:Playfair Display;font-style:italic;font-weight:500;font-display:swap;src:url(/fonts/playfair-display-latin-500-italic.woff2)format("woff2")}@font-face{font-family:DM Sans;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/dm-sans-latin-400-normal.woff2)format("woff2")}@font-face{font-family:DM Sans;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/dm-sans-latin-500-normal.woff2)format("woff2")}@font-face{font-family:DM Sans;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/dm-sans-latin-600-normal.woff2)format("woff2")}@font-face{font-family:DM Mono;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/dm-mono-latin-400-normal.woff2)format("woff2")}:root{--snow:#fefbf7;--mist:#eef3f2;--sand:#f2ede5;--card:#fff;--ink:#2e3a45;--ink-2:#4a5763;--muted:#6f7b85;--slate:#3e4c59;--deep:#24313b;--deep-2:#2c3a45;--on-dark:#eef3f3;--on-dark-2:#c2d1d4;--teal:#4e7976;--teal-hi:#3f6562;--teal-2:#689c99;--glacier:#7fb3b2;--teal-soft:#e3edeb;--line:#2e3a451f;--line-d:#eef3f329;--f-display:"Playfair Display","Iowan Old Style",Georgia,serif;--f-body:"DM Sans",-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;--f-mono:"DM Mono",ui-monospace,Menlo,monospace;--r-xl:28px;--r-lg:20px;--r-md:14px;--r-sm:10px;--wrap:1180px;--gut:clamp(16px,4vw,40px);--shadow:0 1px 2px #24313b0d,0 12px 32px -12px 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26px;text-decoration:none;transition:background .2s,color .2s,border-color .2s,transform .2s;display:inline-flex}.btn:hover{transform:translateY(-1px)}.btn .i{transition:transform .2s}.btn:hover .i{transform:translate(3px)}.btn-primary{background:var(--teal);color:#fff}.btn-primary:hover{background:var(--teal-hi)}.btn-ghost{border-color:var(--line);color:var(--ink);background:0 0}.btn-ghost:hover{border-color:var(--ink)}.btn-light{background:var(--snow);color:var(--deep)}.btn-light:hover{background:#fff}.btn-outline-light{color:#fff;border-color:#ffffff73}.btn-outline-light:hover{background:#ffffff14;border-color:#fff}.btn-sm{min-height:42px;padding:0 18px;font-size:.92rem}.btn-row{flex-wrap:wrap;gap:12px;display:flex}.link{color:var(--teal);border-bottom:1px solid;align-items:center;gap:8px;padding-bottom:2px;font-weight:500;text-decoration:none;display:inline-flex}.dark 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0}.band.mist{background:var(--mist)}.band.sand{background:var(--sand)}.band.dark{background:var(--deep);color:var(--on-dark)}.band.dark.alt{background:var(--deep-2)}.head{flex-direction:column;gap:16px;max-width:720px;margin-bottom:clamp(40px,5vw,64px);display:flex}.head.center{text-align:center;align-items:center;margin-left:auto;margin-right:auto}.head.split{flex-flow:wrap;justify-content:space-between;align-items:flex-end;gap:32px;max-width:none}.head.split>div{flex-direction:column;gap:16px;max-width:640px;display:flex}.strip{background:var(--deep);color:var(--on-dark-2);padding:22px 0}.strip ul{font:400 .74rem/1.5 var(--f-mono);letter-spacing:.16em;text-transform:uppercase;flex-wrap:wrap;justify-content:center;gap:10px 36px;margin:0;padding:0;list-style:none;display:flex}.strip li{align-items:center;gap:10px;display:flex}.strip 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.i{color:var(--glacier)}.steps{counter-reset:s;grid-template-columns:repeat(4,1fr);gap:28px;display:grid;position:relative}.steps:before{content:"";background:var(--line);height:1px;position:absolute;top:23px;left:0;right:0}.step{counter-increment:s;flex-direction:column;gap:10px;display:flex;position:relative}.step:before{content:counter(s,decimal-leading-zero);background:var(--snow);border:1px solid var(--teal-2);width:46px;height:46px;color:var(--teal);font:400 .85rem var(--f-mono);border-radius:50%;place-items:center;margin-bottom:10px;display:grid}.mist .step:before{background:var(--mist)}.step h3{font-size:1.25rem}.step p{color:var(--ink-2);font-size:.97rem}@media (width<=900px){.steps{grid-template-columns:1fr 1fr}.steps:before{display:none}}@media (width<=540px){.steps{grid-template-columns:1fr}}.cmp{border-collapse:separate;border-spacing:0;background:var(--card);border-radius:var(--r-xl);width:100%;box-shadow:var(--shadow);overflow:hidden}.cmp th,.cmp td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:18px 24px;font-size:.98rem}.cmp tr:last-child td{border-bottom:0}.cmp thead th{font:400 .72rem/1.4 var(--f-mono);letter-spacing:.18em;text-transform:uppercase;color:var(--muted);background:var(--snow)}.cmp thead th.us{color:#fff;background:var(--teal)}.cmp td.us{background:var(--teal-soft);color:var(--ink);font-weight:500}.cmp td:first-child{font-family:var(--f-display);font-size:1.08rem}@media (width<=700px){.cmp th,.cmp td{padding:14px}.cmp td:first-child{font-size:1rem}}.ages{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(4,1fr);gap:0;display:grid}.ages>div{border-left:1px solid var(--line);flex-direction:column;gap:4px;padding:22px 18px;display:flex}.ages>div:first-child{border-left:0}.ages b{font:400 1.6rem/1.1 var(--f-display)}.ages span{font:400 .7rem/1.4 var(--f-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--muted)}@media (width<=620px){.ages{grid-template-columns:1fr 1fr}.ages>div:nth-child(3){border-left:0}.ages>div:nth-child(n+3){border-top:1px solid var(--line)}}.tabs{flex-wrap:wrap;gap:8px;margin-bottom:28px;display:flex}.tab{border:1px solid var(--line);background:var(--card);font:500 .92rem var(--f-body);color:var(--ink-2);cursor:pointer;border-radius:999px;padding:10px 18px}.tab[aria-selected=true]{background:var(--slate);border-color:var(--slate);color:#fff}.panel{background:var(--card);border-radius:var(--r-xl);border:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:10px 28px;margin:0;padding:28px;list-style:none;display:grid}.panel[hidden]{display:none}.panel li{border-bottom:1px dashed var(--line);align-items:flex-start;gap:10px;padding:8px 0;font-size:.97rem;display:flex}.panel li:before{content:"";background:var(--teal-2);border-radius:50%;flex:none;width:6px;height:6px;margin-top:10px}@media (width<=860px){.panel{grid-template-columns:1fr 1fr}}@media (width<=560px){.panel{grid-template-columns:1fr;padding:20px}}.mosaic{aspect-ratio:5/4;grid-template-rows:1fr 1fr;grid-template-columns:1.3fr 1fr;gap:14px;display:grid}.mosaic figure{border-radius:var(--r-lg);margin:0;position:relative;overflow:hidden}.mosaic figure:first-child{grid-row:1/3}.mosaic img{object-fit:cover;width:100%;height:100%}.mosaic figcaption{font:400 .66rem/1.3 var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:#fff;background:#141c228c;border-radius:999px;padding:6px 10px;position:absolute;bottom:12px;left:12px}.quote{font:italic 400 clamp(1.25rem,2.2vw,1.6rem)/1.45 var(--f-display);color:var(--ink);border-left:2px solid var(--teal-2);padding-left:24px}.dark .quote{color:var(--on-dark)}.quote cite{font:400 .72rem/1.4 var(--f-mono);letter-spacing:.18em;text-transform:uppercase;color:var(--teal);margin-top:14px;font-style:normal;display:block}.dark .quote cite{color:var(--glacier)}.timeline{border-left:1px solid var(--line);flex-direction:column;gap:30px;margin:0;padding:0;list-style:none;display:flex}.timeline li{flex-direction:column;gap:6px;padding-left:28px;display:flex;position:relative}.timeline li:before{content:"";background:var(--snow);border:2px solid var(--teal-2);border-radius:50%;width:11px;height:11px;position:absolute;top:6px;left:-6px}.timeline .yr{font:400 .74rem/1.4 var(--f-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}.timeline h3{font-size:1.3rem}.timeline p{color:var(--ink-2);font-size:.98rem}.tiers{grid-template-columns:repeat(4,1fr);gap:16px;display:grid}@media (width<=960px){.tiers{grid-template-columns:repeat(2,1fr)}}@media (width<=480px){.tiers{grid-template-columns:1fr}}.tier{border-radius:var(--r-lg);background:var(--card);border:1px solid var(--line);flex-direction:column;gap:8px;padding:26px 24px;display:flex}.dark .tier{border-color:var(--line-d);background:#ffffff0d}.tier .age{font:400 .72rem/1.4 var(--f-mono);letter-spacing:.18em;text-transform:uppercase;color:var(--teal)}.dark .tier .age{color:var(--glacier)}.tier .amt{font:400 3rem/1 var(--f-display)}.tier .amt small{font:400 .95rem var(--f-body);opacity:.7;margin-left:4px}.tier .sub{color:var(--muted);font-size:.9rem}.dark .tier .sub{color:var(--on-dark-2)}.tier.feature{background:var(--teal);color:#fff;border-color:var(--teal)}.tier.feature .age,.tier.feature .sub{color:#ffffffd1}.pill{font:400 .72rem/1.4 var(--f-mono);letter-spacing:.14em;text-transform:uppercase;background:var(--teal-soft);color:var(--teal);border-radius:999px;align-items:center;gap:8px;padding:6px 14px;display:inline-flex}.dark .pill{color:var(--glacier);background:#7fb3b224}.hero .pill{color:#fff;backdrop-filter:blur(6px);background:#0e161c6b;border:1px solid #ffffff2e}.calc{border-radius:var(--r-xl);background:var(--card);box-shadow:var(--shadow);color:var(--ink);grid-template-columns:1.1fr .9fr;display:grid;overflow:hidden}@media 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var(--p));border-radius:999px;height:6px}.rng input[type=range]::-moz-range-track{background:#eef3f32e;border-radius:999px;height:6px}.rng input[type=range]::-moz-range-progress{background:var(--glacier);border-radius:999px;height:6px}.rng input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:#fff;border:0;border-radius:50%;width:24px;height:24px;margin-top:-9px;box-shadow:0 2px 8px #00000059}.rng input[type=range]::-moz-range-thumb{background:#fff;border:0;border-radius:50%;width:24px;height:24px;box-shadow:0 2px 8px #00000059}.ecalc-steps{border-top:1px solid var(--line-d);counter-reset:s;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 16px;margin:0;padding:20px 0 0;list-style:none;display:grid}.ecalc-steps li{color:var(--on-dark-2);align-items:center;gap:10px;font-size:.88rem;display:flex}.ecalc-steps li:before{counter-increment:s;content:counter(s);width:24px;height:24px;color:var(--glacier);background:#7fb3b229;border-radius:50%;flex:none;place-items:center;font-size:.75rem;font-weight:600;display:grid}.ecalc-steps b{font-weight:500}.ecalc-out{background:var(--snow);color:var(--ink);border-radius:var(--r-lg);align-content:start;gap:18px;padding:clamp(22px,4vw,32px);display:grid}.res{gap:4px;display:grid}.res .k{font:400 .7rem/1.4 var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}.res .v{flex-wrap:wrap;align-items:baseline;gap:8px;display:flex}.res .v b{font:400 clamp(3rem,6vw,4.2rem)/1 var(--f-display);letter-spacing:-.02em;font-variant-numeric:tabular-nums}.res .v span{color:var(--muted)}.res .v.sm b{font-size:2rem}.res .sub{color:var(--ink-2);font-size:.88rem}.split-bar{background:var(--sand);border-radius:999px;height:12px;display:flex;overflow:hidden}.split-bar .you{background:var(--teal);transition:width .25s}.split-bar .them{background:var(--glacier);flex:1}.bar-key{color:var(--ink-2);flex-wrap:wrap;gap:6px 20px;font-size:.88rem;display:flex}.bar-key span{align-items:center;gap:8px;display:flex}.bar-key i{border-radius:50%;width:10px;height:10px;display:inline-block}.bar-key i.you{background:var(--teal)}.bar-key i.them{background:var(--glacier)}.bar-key b{color:var(--ink);font-variant-numeric:tabular-nums;font-weight:600}.res-grid{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:12px;padding-top:18px;display:grid}@media (width<=460px){.res-grid{grid-template-columns:1fr}}.res-grid .res{background:var(--card);border:1px solid var(--line);border-radius:var(--r-md);padding:16px}.dark .ecalc-out .fine{color:var(--muted)}.vid{border-radius:var(--r-xl);max-width:960px;box-shadow:var(--shadow);background:var(--deep);aspect-ratio:16/9;margin:0 auto;overflow:hidden}.vid video{object-fit:cover;width:100%;height:100%;display:block}@media (width<=480px){.hide-sm{display:none}}